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SDA - Specialist Disability Accommodation

Build an NDIS
Investment Property

invest and make a difference

Build an NDIS
Investment Property

invest and make a difference
Australian small business champion awards 2024

Investing In NDIS Property

What is the NDIS/SDA?

Specialist Disability Accommodation (SDA) is a critical component of the Australian National Disability Insurance Scheme (NDIS). SDA provides purpose-built housing for individuals with high support needs. Each property is designed to improve the quality of life and level of independence for residents by offering accessible and functional living spaces tailored to their requirements.

Why Invest in SDA Property?

Investing in SDA properties offers the potential for high yield returns but it also provides an opportunity for you, the investor, to make a meaningful impact within the community. With strong government support and a growing demand for SDA housing, this investment opportunity combines profitability with social responsibility.

SDA Explained
Opportunity
FAQ
Next Steps
Small business champion awards winner 2024 for Real Estate Buyers Agent

SDA Housing Explained

The National Disability Insurance Scheme is a Federal Act developed in 2013 to allow people with a disability to exercise choice and control about matters that affect them – such as their housing. SDA (Specialist Disability Accommodation) refers to accommodation for people who require specialist housing solutions that are not readily available in the traditional Australian rental market.

In 2019 SDA funding was rolled out in Queensland and since this time, our team at Triple Zero Property has been project-managing these unique homes with our partner groups.

A significant undersupply of Properties

Despite the SDA scheme being in existence for a few years, it is still in it’s infancy and there remains a major shortfall of participant-led disability accommodation in Australia. There continues to be a need for young Australians who are currently living in aged care facilities and inappropriate accommodation (including hospitals) due to a lack of housing options to access SDA. 

Tragically, there will always be more participants requiring SDA accommodation as a result of debilitating illnesses or injuries.

Investment Opportunity

The possible financial returns for properties in the SDA scheme vary greatly depending on the location, style, scale and accessibility of the dwellings. These dwellings include basic, improved liveability, fully accessible, robust and high physical support. 

The difference in the dwellings can attract a higher yield for investors, but the investor also needs to be aware that the build price can increase significantly to meet the design guidelines required. The style of SDA property our team will suggest is based on a range of factors, including the demand and location.

Frequently Asked Questions

The NIDS provides information on the in-demand locations. However, the success of an SDA investment relies on the relationship with the providers and the specific property location. At Triple Zero Property, we have strict criteria, and we rely on an experienced team to guide the property selection process. This includes liaising with a Social Impact Housing Specialist who has a network of Providers requiring homes for their participants.

The four different types of SDA housing are:

  1. Improved Livability (IL)
  2. Fully accessible
  3. Robust
  4. High Physical Support (HPS)

You can learn more about the various categories here.

Designs will vary depending on the demand and location. SDA builds meet strict criteria and specifications are being regularly refined and updated. Click here to view an example of a completed SDA Investment home.

Our team will guide you concerning the potential providers during the build process. Through our Social Impact, Housing specialist, our aim is to empower you as the owner to make the final decision with whom you decide to engage. Before signing a Head Lease with a Provider, we recommend you seek legal advice about your rights as an owner/lessor.

Social Impact Specialist, Reneé Martin discusses the process here. (Gallery Group)

Between 10 – 12.5% (average range)

Our aim is that you have a great experience and come back to build and work with us again! Our team will guide you through the process. We receive no financial gain from providers or participants.

Like all insurance, it depends on location but is slightly higher due to the commercial nature and cost of replacement. Our team can assist you with insurance brokers who specialise in this area as the build nears Practical Completion.

You can watch more here.

It is good to budget for a 12-week wait.

There are two payments that make up your rental income:

1. The Reasonable Rent Contribution (RRC):

  • This comes from the tenant and is managed by the care provider.
  • RCC is a mandatory 25% of the participant’s Disability Pension
  • Check the head lease arrangement but is typically paid to you via your SDA Provider

2. SDA Funding:

  • Participants receive a level of funding (which they apply for through the NDIS) depending on the level of their disability for Special Disability Accommodation
  • This income will typically flow direct to you from the Government to the Participant to you (managed by your SDA Provider).

For more information, please read here.

 

Your decision to build an SDA home is more than the exceptional returns - it is usually life-changing for the participant. Reneé Martin (Social Impact Housing specialist) explains the benefits for SDA participants here.

The Next Step in NDIS/SDA Investment

SDA properties offer the highest rental yields available in the property market. However, this type of property investment is not for everyone and typically suits a seasoned property investor. This form of property investment demands advice from experts with experience in this market.

Before you consider if this could be the right option for you, we encourage you to watch a recently recorded information session from four experts on Property, SDA Finance and Social Housing:

  1. Danny Buxton – Founder of Triple Zero Property . For the past 20 years, Danny and his team have helped client to build a secure financial future through smart property decisions. With experience in the SDA space since 2017 he understands the challenges and rewards (and as an investor himself).

  1. Terry Ryder – Creator and Founder of Hotspotting.com.au which helps identify emerging property markets. He has over three decades of experience as a researcher and commentator.

  1. Brad Nolan – Mortgage Broker and Director of Eastern Financial Solutions with over 24 years of experience who specialises in home loans, SMSF Lending and SDA-related lending.

  1. Renee Martin – who has specialty in assisting clients for in developing their SDA projects across Australia. Renee offers an end-to-end service in the NDIS / SDA space and comes to this round table with a wealth of experience (25yrs+) as a Social Impact Housing Specialist.

Client Testimonials

Real Stories of Success with Triple Zero Property

At Triple Zero Property we’ve helped thousands of individuals, families and investors with all types of experience build their wealth through property. Our clients share their experiences and how our dedicated team’s guidance and expertise have made a significant difference in their journey towards wealth generation through investment properties, NDIS Specialist Disability Accommodation, and owner-occupier homes. Read their stories and find out why we consistently earn five-star reviews for our commitment to excellence and client satisfaction.

Read more 5-star reviews

The Team at Triple Zero Properties made the whole process of buying our land, building and construction, landscaping, to the final handover and then property management options super easy. Danny and Cinty were so professional to work with and we will be happy to build with them and Mancorp in the future. Buying an investment property can be a stressful process but Triple Zero did all the work and kept us informed every step of the way. Thanks guys! Josh and Amanda

Josh

We have just finished our second investment through the Triple Zero Property team. Once again, the constant updates and photos from Danny and Cinty were appreciated. The build time was well within schedule. Even our home loan manager could not believe how easy and fast the process was. Although this is just our second investment property through Triple Zero, I feel like I have been part of so many more, as a few of my friends and my adult children have used their services. Each has been impressed with the ongoing customer service and end-product. We have all had capital growth on completion and tenants within the first week. I look forward to working with the Triple Zero Team again in the future.

Natalie

Nervous investors but Danny and the team explained everything simply and covered everything. The whole process was so smooth with updates regularly, which was a relief for interstate investors. To top it off we had the property tenanted prior to settlement which really set us at ease can’t recommend Danny, Cinty and the team enough.

David

Just finished my third investment property build with Triple Zero Property. As always, a privilege working with such an amazing team. The team at Triple Zero making every step of the way a breeze to walk through the entire process including constant updates and photos so you feel like you're there along the way. I wouldn't have had this opportunity to build a third without Danny and the team, obtaining the required capital growth in the right areas. Thanks again! Look forward to working with everyone in the future!

Lachlan

We are extremely thrilled with the smooth process during our recent investment build with Danny and Cinty at Triple Zero Property. Having a team of professional staff that guided us in the right direction, took out the guess work and supported us along the way made the whole ordeal a stress-free process. We were constantly updated along the way with progress photos and videos and any questions or queries were dealt with in a timely manner. Thanks again guys!

Ryan

My husband and I were looking for investment property in Noosa where we were introduced to Danny Buxton and his Triple Zero company. We flew from Sydney and bought a property on the same day thanks to Danny and his honest advice! From the moment we met Danny we knew we were in a safe and very knowledgeable hands which we always feel is important, especially when purchasing an investment property in another state. Our investment turned out to be a fantastic return with great capital growth and an excellent rental. 6 years later whenever we need any help Danny & Triple Zero are more than happy to help.

Rick & Sally

Would highly recommend Triple Zero for anyone looking for a simple, low stress way to build an investment property. Living interstate, the process (especially with the difficulties after covid) could have been horrendous. Instead, it was seamless. Danny and Cinty were one step ahead of the game the whole way through the build and were fabulous to deal with. Don’t hesitate. Give them a call and let them help you get started.

Karen

I have just completed a home build with Danny and Cinty at Triple Zero Property. I have owned properties before, but this was my first new build. Throughout the process, Danny and the team were very communicative, they answered the multitude of questions I threw their way and the end result is outstanding. In fact it was so good, that the house that was intended as an investment property, we have moved into. Its absolutely brilliant and I am already talking to Danny about our next project together. I highly recommend Triple Zero Property. The entire process was totally professional and totally painless.

Peter

So grateful to Danny and the team at Triple Zero for helping us to dip our toes into the housing investment market. We did not have much knowledge about the process but Danny was able to answer all our questions very clearly and in plain speak and then guided us through the selection and purchase of our first property which has been a great investment for us as we head towards retirement. He was there for us through every step of the way and continues to support us whenever we have any questions or need further information. If you are unsure about whether to go down this track, give Danny a call. Can recommend Triple Zero very highly.

Ann

SHOULD I INVEST IN SOCIAL IMPACT HOUSING?

Forward-looking property investors are keen to commit to projects with good rental yields and capital growth that are sustainable and add value to the local community. For this reason, investing in accommodation specifically designed for social housing can be a great option.

Social Impact Housing covers Social Housing and Specialist Disability Accomodation (SDA). 

Social housing is a term used to describe a combination of public housing owned by a government authority or community housing. Most social housing is owned and managed by registered Community Housing Providers (CHP), but charities, churches or community organisations also work in this space.

‘SDA’ (Specialist Disability Accommodation) refers to accommodation for people who require specialist housing solutions – not readily available in the traditional Australian rental market.

The National Disability Insurance Scheme (NDIS) is a Federal Act developed in 2013 to allow people with a disability to exercise choice and control about matters that affect them – such as their housing. The NDIS has identified that many Australians with a disability are living in inappropriate accomodation.

Across the nation, social impact housing can exist in apartment blocks, townhouses or stand-alone properties. These homes are designed to be inclusive for a wide variety of tenants. They often have different specifications from a standard build, for example, the inclusion of wider hallways and doorframes for participants in a wheelchair.

At Triple Zero Property, the social housing projects we have partnered with are unrecognisable as ‘social housing’- they look like and feel like any other home in the neighbourhood. This encourages diversity and inclusivity in the community but also means if it is no longer needed for social accommodation, it can be repurposed and reoccupied for the general market.

Everyone should have access to affordable, safe and secure housing. However it takes a team to match the needs for some of the vulnerable members of our community with the right home in the right location.

“It’s really important to have your own space, to have a sense of control over where you live…” – Social Impact Housing Recipient

Successful investing in Social Impact Housing relies on a partnership between many stakeholders.

This includes the property specialist, financier, legal advice, the specialist builder, the NDIS  provider (to deliver health and other support services for the participant or ‘tenant’), and the participant.

This team approach is necessary to ensure that the location and style of home matches the right mix of participants and their specific requirements for the long term.

If you want to invest in property that is sustainable, accessible and improves the quality of life for more Australians,there are options available. Firstly, your financial investment needs to stack up and this is where an independent, professional team (financier, accountant, conveyancer, and property specialist) can guide you. For investors, social impact housing can provide long-term rental security through a head-lease with a registered Provider. 

Danny Buxton, Director of Triple Zero Property explains, “while investing in social housing may not be every investor’s choice, it can be a great option knowing that your home is making a real difference for someone else”.

“Clients come to us to help them secure an investment property because they want a growth-focused, long-term financial investment, but that is just one requirement. The more astute investor wants a quality home that is sustainably built and good for the community in which it is located”.

The location and the design of the home is vital to the long-term viability of the project:

  • Is it close to community services, transport and employment hubs?
  • Does the design reflect the participants requirements?
  • Is the builder a specialist in these types of homes?
  • Will the specs be a quality home that is designed to last?
  • Is the location and build approved by an appropriate NDIS provider?

 

If you want to secure a property that ticks all the boxes, the team at Triple Zero Property can help.

If you would like more information call 1300 897 000 or email [email protected].

 

For more information:

Visit our YouTube channel for more resources on Social Impact Housing.