Triple Zero Property


Are you planning on investing in property in 2020?

Or are you thinking of buying your first home?

Economists and property researchers have already seen a positive change in the property market, and there are definite opportunities to be had if you know what you’re looking for.

What do the experts predict for the Australian property market?

House prices across Australian cities are expected to grow over 2020–21. The combination of lower interest rates, easing lending serviceability buffers and increased economic growth contribute to making the 2020 property market popular among buyers and investors.

Whether you’re a first home buyer or seasoned investor, 2020 provides what many experts predict to be a growing market nationwide, with long-term capital gains expected in various locations – although certain regions will outperform others.

Growth markets for 2020

Bendigo and Ballarat

Research suggests that overall capital city property values are likely to increase by around 5–7 per cent in 2020, with Melbourne, followed by Sydney the areas where initially properties could have the potential to lead this.

Interestingly, it’s the regional areas that surround Melbourne, especially Ballarat and Bendigo that continues to see strong growth while maintaining solid rental yields due to their affordability and accessibility to Melbourne. Ballarat and Bendigo stand on their own feet with population projections, economic drivers and employment opportunities.


Adelaide is often overlooked as a city to invest as it is traditionally an owner-occupier market but now presents excellent value for investors, especially those on a budget. Seasoned investors like its affordability in housing stock, which is tough in the bigger capital cities. Adelaide also has strong rental demand, and family-friendly appeal coupled with healthy economic development, infrastructure projects, and what is predicted to be robust capital growth over the next few years. 


Most property analysts are very positive about Brisbane’s property market in 2020. Researchers predict Brisbane and SEQ will see the greatest national gains in house prices, with the median house price predicted to increase by 20 per cent by the year 2022. With increasing migration rates and healthy levels of housing affordability, the Brisbane housing market is promising for those looking to purchase or invest in 2020.

Sunshine Coast

The Sunshine Coast has become the strongest property market in Queensland, boosted by the strengthening of its economy, strong population growth and significant spending on infrastructure. With a robust economy that has averaged growth of 4% per year over the last 15 years, well above the national rate, opportunities to invest wisely continue to present themselves. Rental yields are solid on the Sunshine Coast with vacancy rates low and rental properties in high demand.

Where do I start?

While plenty of opportunities will arise for home buyers, it is still a tough lending environment. It isn’t hard to invest in a property, but in today’s market, doing so requires a different mindset. Thinking in terms of a growth mindset (rather than a minimalist mindset) and taking control of your finances will provide a more successful investment and financial life for you and your family. 

The first step is to contact your lender, especially one that that understands your personal situation, goals and pay structure. For police officers and emergency service workers, QBANK is a member-only bank that can support you through this process.

How do I avoid mistakes?

Regardless of the current housing market, buying property is a good long-term investment. While any investment poses a degree of risk, having the right team around you mitigates much of that risk. 2020 provides an open door of opportunity for anyone wanting to break into the housing market and invest in real estate or property. We would love to chat with you about your goals and how we can assist you on that journey.

For more information, such as our first home buyers guide or property investment guide email [email protected]. We can also share with you an independent property research report National Top 10 Best Buys by

This content is general information only. Your situation is specific and individual, as such you should always consult a registered and qualified professional within the specific area of advice needed.