Triple Zero Property


By Cinty Buxton

It is so good to see that more women in Australia are stepping onto the property ladder than ever before. According to CoreLogic’s annual Women & Property Report, women buying property on their own increased last year, while the highest percentage of ownership is with a partner.

Why is home ownership important?

Buying the right property for your circumstances is one of the best things you can do for long term financial well-being. Right now, with all the doom and gloom, it feels like it’s too hard to succeed in the property market. However, we believe there are opportunities in the market if you know where to look and have the right team to get you there.

Getting ahead in property is about ensuring the fundamentals are right for your circumstances. You may not be there yet but it is never too early to set your property goals. Buying real estate is about securing an asset (within your comfort level) that will grow over time. We would love to help you take the first step onto the property ladder if you are ready to buy your first home. Or perhaps you are looking to buy property as part of your strategy to build wealth as you approach retirement. It is never too early or late to start the conversation!

Explore all your options

Not everyone is ready to settle down and move into their own home. Renting can offer greater mobility depending on your career and stage of life. With rents rising across capital cities and regional areas, leasing a property does not always offer lower housing costs than buying.

Whatever stage your career is, there are ways to get ahead in the market. From my experience, the ‘Goldilocks’ scenario of everything being ‘just right’ never materialises when buying property!

What has been holding women back?

Historically the gender pay gap has contributed to women falling behind men in asset accumulation. 

According to a survey by Fidelity, while more than half of Australian men agreed with the sentiment ‘Investing is for people like me’, only 34% of Australian women did. The survey also found that the finance industry is missing the mark when communicating with women. One in two women said communication around investment was ‘complicated’, and one in four described it as ‘intimidating’. 

Getting to know you and your goals and dreams is the first step for our team. Then we assist you throughout the journey, answering your questions and ensuring all milestones are met. 

Are women better at property investing than men?

This is like asking who are better drivers! However, there is evidence that men and women approach investing differently. Several studies have confirmed that female investors are likely to do more analysis and record-keeping and take a long-term approach. Also, women are more likely to take risks to protect themselves against financial loss than men (Finacial Services Council).

How to succeed in the property market

Your career, family and circumstances are unique. Just as there is no ‘one size fits all’ to owning a home or building a property portfolio.

To buy a property with a partner, you must communicate openly about savings, budgets and your financial goals. We understand talking about the M word (money that is) isn’t always easy.  

As buyer’s agents, we can talk to you about ‘all things property’, but you need an expert team to help you with your finances. We believe it is essential to keep things separate because when everything is ‘in-house’, it is hard to get a clear direction.

Always ask upfront about how your advisor gets paid.

At Triple Zero Property, we don’t charge anything for using our services, make you sign up for an online course, or ask you to buy our book on property! We get paid only if you proceed with purchasing through us (similar to how a mortgage broker gets paid).

Are you ready?

We are passionate about seeing more women enter the property market. The best outcome for you is to explore your options because there will never be a perfect time to invest in property. You will only wish down the track that you had. 

Take the next step and book a free property goal-setting session with one of our team members on the contact form below or email us at [email protected]

This content is general information only. Your situation is specific and individual; as such, you should always consult a registered and qualified professional within the particular area of advice needed.